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Can an OCI Holder Take a Personal Loan in India? Straight Answers and Real Tips

Can an OCI Holder Take a Personal Loan in India? Straight Answers and Real Tips
Taran Brinson 26/04/25
OCI holder personal loan India eligibility NRI loans

Can a person with Overseas Citizen of India (OCI) status actually get a personal loan in India? This article answers that with real details about which banks and lenders work with OCIs, what documents you'll need, and where people get stuck. Get clarity on requirements, interest rates, and practical steps so you avoid running in circles. Find out the mistakes others make and how to boost your odds of approval.

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